With some issuers, such as Bank of America, they will pull your credit when you reopen. The whole process happened so fast, and he didn’t read me any sort of disclosure. He didn’t explain whether my credit was being pulled or not, but I later confirmed that it wasn’t. Potentially authorize a hard credit pull.You may need a more substantive reason if your account has been closed longer. In my case, I simply told the rep that I’d decided I didn’t actually want to close the account and asked if he could reopen it.
Call up Chase. The number on the back of your card is easiest (I luckily hadn’t yet destroyed my old Hyatt Visa).If you’re looking to reopen a closed Chase credit card account, here’s the process in a nutshell: It was honestly one of the most painless calls to Chase I have ever made. He confirmed that was what I wanted to do, I said yes, and moments later it was open and able to be use.įrom dialing to hanging up, the call was less than four minutes. He said he’d check (which took all of 15 seconds), and then happily reported that they could definitely reopen the account. But I still didn’t know how the conversation would go.Ī rep picked up pretty quickly, and I explained that I had closed my Hyatt Visa card, but now was reconsidering that decision. The $75 fee for this year had only been credited back a few days prior, and I think I was at about 25 days since I’d closed the card. After 5 minutes of Google research, I concluded that I’d probably not have any issue within 30 days of closing the account.
I called Chase to see if I could reopen my Hyatt Visa card, not knowing what to expect. Maybe you can reopen a closed Chase credit card account? Calling to reopen a closed Chase credit card account I received a letter stating the application had been denied due to too many recent accounts.īut that got me thinking…it had been less than 30 days since I’d closed my old Hyatt card. I specifically tried through my wife’s referral link, just in case that would do the trick. I still applied for the new World of Hyatt Visa, hoping that somehow my application may go through. With the reports of Chase 5/24 being rolled out, the plan I’d formed was completely derailed. So even though we didn’t put a lot of spend on it, I feel we got decent value over those years.īut I am eyeing that sign-up bonus on the new World of Hyatt card. After that I used the annual nights for one night in Vancouver and one in Canberra ( SEE: Park Hyatt Canberra Review). It served me well, getting us a night at the Hyatt Regency Palais de la Mediterrannee ( Review) and a night at the Park Hyatt Milan with the old initial bonus of two free uncapped nights. About a month ago I made the decision to close my Hyatt Visa card that I’ve had for three years with Chase.
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